Tag: debt
member name: Jeff S.
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July 15, 2009 09:19 AM EDT --
Question: Are you surviving or sinking financially ?
Financial survival as I defined it is: ability to increase your net worth in the positive direction.
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January 29, 2009 10:09 PM EST --
I honestly do not know what my credit score is, and I don't care what my FICO score is. I don't carry any debt, and I don't plan to borrow any money in the future. FICO lending . . .
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January 18, 2009 06:13 PM EST --
We are in the midst of watching slow decrease in our collective net worth. One main reason that our net worth is decreasing is because of the amount of debt we have. This . . .
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January 19, 2009 08:51 PM EST --
We are in the midst of a major economic downturn. Most households need cars to travel to work, but some choose to borrow money to supplement their cash spending. Some auto loans are "upside . . .
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March 06, 2009 07:35 AM EST --
One of the greatest tragedies in America is the lack of formal mandatory personal finance and business law courses that could be taught at secondary school level. Every high school senior in the country . . .
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March 10, 2009 02:03 PM EDT --
There are many entities that have contributed to the current economic turmoil. We can blame:
Banks for allowing loans to be collected and sold as CDOs,
Mortgage bankers to loan money . . .
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July 22, 2009 09:12 AM EDT --
In my last survey, I asked if the economy is improving or sinking. In this survey, I am asking if YOUR financial situation is improving or sinking. This is an entirely a different question . . .
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December 09, 2008 07:47 AM EST --
Lately I am reading a lot of advertising disguised as innocent articles leading you to buy something or acquire a service on gather.com. Some of them are innocuous and at a minimal cost (a buck . . .
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February 04, 2009 11:03 PM EST --
I am always amazed that some people don't appreciate the effect of compounding interest on small things . This idea is a repeat of a post from 2 months ago.
Example 1 - Two people are used . . .
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June 30, 2009 12:37 PM EDT --
You've read this story to your kids when they were young. With the economy in recession, how would you classify yourself as a hare or a tortoise in your financial behavior?
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January 19, 2009 12:45 PM EST --
We are in the midst of a major economic downturn. If anything is important in our personal finance, the emergency fund tops the list. This survey is to gather information about the emergency . . .
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November 16, 2009 04:52 PM EST --
Don't read this if you are afraid of horror story about DEBT-ADDICTS and CREDIT CARD ZOMBIES... because this could be YOU!
In the beginning, there was no credit, no foreclosures, no . . .
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November 23, 2009 05:29 PM EST --
Rather than dealing with penny and nickel earnings and savings, I suggest much bigger saving ideas which can save you thousands of dollars in just a few minutes. Let me cite a few examples of such . . .
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November 11, 2008 06:54 AM EST --
The bad news is that there's not some magical, mystical formula to a simple debt management. Good debt management is 80% behavior and 20% head knowledge. Is it easy? No. It's really hard . . .
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February 07, 2009 05:40 PM EST --
I was tempted to put this post in my "Jeff's Stupid Topic" because this news is utterly jaw-dropping idiocy. I have always said these bailouts are just a collection of pork barrel . . .
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November 05, 2008 10:14 PM EST --
The idea of debt CONsolidation is to get you a lower payment. This sounds good on the surface, but there are only two ways to get a lower payment – either lower the interest rate or lengthen . . .
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January 21, 2009 08:03 PM EST --
This applies to married couple filing jointly on their income 2009 tax. This applies to 2008 tax year as well, but the standard deduction is $10,950)
If you have a $120,000 thirty-year mortgage . . .
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November 06, 2008 08:24 PM EST --
With the recession coming, we need to save more, spend wisely, and tighten our belts. Here are some suggestions you can use to help your personal finance survive the financial storm. . . .
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November 09, 2008 03:09 PM EST --
Fair Isaac Corporation ( FICO ) generates your personal credit rating scores used by a large number of firms like creditors and lenders. We will review a host of myths and misconceptions regarding . . .
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November 11, 2008 07:28 AM EST --
Many Obama fans voted for him, expecting that he will solve many of our financial and social ills. Well, I hate to disappoint you, but he will hardly make a dent in the huge tidal wave of problem plaguing . . .
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