Tag: mortgage
member name: Jeff S.
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January 18, 2009 06:13 PM EST --
We are in the midst of watching slow decrease in our collective net worth. One main reason that our net worth is decreasing is because of the amount of debt we have. This . . .
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December 09, 2008 07:47 AM EST --
Lately I am reading a lot of advertising disguised as innocent articles leading you to buy something or acquire a service on gather.com. Some of them are innocuous and at a minimal cost (a buck . . .
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January 19, 2009 12:45 PM EST --
We are in the midst of a major economic downturn. If anything is important in our personal finance, the emergency fund tops the list. This survey is to gather information about the emergency . . .
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January 21, 2009 08:03 PM EST --
This applies to married couple filing jointly on their income 2009 tax. This applies to 2008 tax year as well, but the standard deduction is $10,950)
If you have a $120,000 thirty-year mortgage . . .
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January 25, 2009 01:29 PM EST --
In the last post I talked about the overall expense of financing a mortgage versus renting. My main thrust in this post is to make you think, and not have you believe everything you hear from the investment . . .
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February 05, 2009 10:48 PM EST --
You can find this kind of table anywhere, but this is easy to read or print. If your number falls between the percentage listed, or between the loan balances, you can extrapolate (remember your algebra?). . . .
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August 08, 2009 08:33 PM EDT --
Mortgage Repairs Lag Far Behind Foreclosures
Congress debates how to strengthen the economy and prevent reckless lending in the future, 1 in 10 families is behind on their mortgage. The latest . . .
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January 19, 2009 02:46 PM EST --
We are in the midst of a major economic downturn. Most household uses charge cards and revolving account debts to supplement our cash spending. This survey is to gather information about . . .
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June 22, 2009 01:48 PM EDT --
There are many business transactions that we face each day, too many to count if you add them all up over your life time. But I will list here top 7 financial transactions that are very . . .
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June 25, 2009 01:13 PM EDT --
There are few financial products that are the dumbest things you can buy. There are two basic reasons why people buy these bad products:
Consumers are uneducated about these financial . . .
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November 12, 2008 07:26 AM EST --
"How much house can I afford?" Have you ever asked yourself that question and are still wondering the answer? How much house you can afford is as unique as you are; it's based on many factors, . . .
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January 25, 2009 10:06 AM EST --
I KNOW I will receive many hate mails for this post, but I am willing to make this upside-down statement .
My takeaway point is this: If you have $35,000 in savings (earning 3%) with $2,000 . . .
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November 15, 2008 12:54 PM EST --
I sometimes hear people saying, “Use other people’s money (OPM) to get ahead." I contend that other people are often using your money to fatten their pockets. Expenses such as interest and depreciation . . .
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November 20, 2008 10:06 PM EST --
Real estate and mortgage financing are the two largest expenditures that most families have to deal with. Therefore, these two are the most likely places where you can find the greatest savings. Outside . . .
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December 23, 2008 07:50 AM EST --
This article about home refinancing just came out:
"Rates on 30-year, fixed mortgages have dropped to 5.29 percent, triggering a surge in applications for refinancing. So far, it has not turned . . .
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May 26, 2009 11:44 AM EDT --
Question: Should I buy a house now?
Housing prices are still depressed in many states, but don't generalize the information based on spotty stats. Some places . . .
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December 12, 2008 11:02 PM EST --
2008 has been one of the most turbulent year in my whole life. Now that 2009 is almost upon us, what things should I be doing to get ready for a very difficult year. If I were in a financial . . .
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June 22, 2009 03:45 PM EDT --
Many people talk about some debts being better than others. Let me give you my perspective.
When we were young, our parents borrowed sparingly. If they could not afford it, . . .
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December 13, 2008 09:37 AM EST --
Bear with me one minute with this hypothetical question..
Let's say that you've been living in an apartment, and looking at a beautiful house (priced around $250,000) in your town, and you've . . .
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