Tag: personal finance
member name: Jeff S.
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December 21, 2009 10:42 AM EST --
Four days to Christmas (December 21, 2009)
In Christianity, my religious tradition, we are aware that believers are only stewards of the wealth that God left us with. We are entrusted to use . . .
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December 20, 2009 04:02 PM EST --
Five days to Christmas (December 20, 2009)
Christians celebrate the birth of Jesus on Christmas Day. But for some of us, it's the season that unravels the careful financial planning of the . . .
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July 15, 2009 09:19 AM EDT --
Question: Are you surviving or sinking financially ?
Financial survival as I defined it is: ability to increase your net worth in the positive direction.
. . .
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November 27, 2009 09:03 AM EST --
(Summary: Global markets are lower. Black Friday is not geared for most consumers. Be careful.)
Today being the Black Friday that many merchants love to hate, and the day the . . .
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January 13, 2009 01:55 PM EST --
I have been preaching thrift and investing using Crock-pots (not microwaves), and I receive many stories about consumers doing things they should not do. Let me get some ideas straight on what you . . .
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January 28, 2009 08:12 PM EST --
I am the expert on my opinions. I have been stewing over two concerns (not that I have any control over either outcome), but I can change my current position and behavior to prepare for both outcomes. . . .
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April 10, 2009 01:17 PM EDT --
In the past month, we have seen the most spectacular market rise in several generations:
Look at some unexpected performances (numbers are approximate):
Rise in one month (3/09/09 to . . .
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July 04, 2009 12:43 PM EDT --
In case you may have been busy with your life, there has been a stock market boom since March 9, 2009. All 3 indexes have increased by 12% in that time (36% if annualized). Not too shabby even in a . . .
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October 07, 2009 03:57 PM EDT --
If you apply for Social Security benefits early, you'll be asked whether you plan to keep working and, if so, how much you expect to make-to determine whether you'll be stung by the earnings test. . . .
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November 25, 2009 09:04 AM EST --
(Repeat of my post in January 2009)
Summary: Pursuing a $45,000 a year job for the second wage earner nets only about $18,000 more in actual disposable income (41% of the gross income). . . .
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November 08, 2008 10:56 AM EST --
Sorry, the title was only an attention getter. Please don't send me hate mail.
But now that I got your attention, I really want to know what drives people to spend hours and hours of their . . .
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January 18, 2009 06:13 PM EST --
We are in the midst of watching slow decrease in our collective net worth. One main reason that our net worth is decreasing is because of the amount of debt we have. This . . .
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January 19, 2009 08:51 PM EST --
We are in the midst of a major economic downturn. Most households need cars to travel to work, but some choose to borrow money to supplement their cash spending. Some auto loans are "upside . . .
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March 06, 2009 07:35 AM EST --
One of the greatest tragedies in America is the lack of formal mandatory personal finance and business law courses that could be taught at secondary school level. Every high school senior in the country . . .
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March 10, 2009 02:03 PM EDT --
There are many entities that have contributed to the current economic turmoil. We can blame:
Banks for allowing loans to be collected and sold as CDOs,
Mortgage bankers to loan money . . .
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March 23, 2009 02:01 PM EDT --
Many media companies are behaving like a bunch of lemmings reciting the same mantra: Unemployment and taxes are going up, foreclosures and bankruptcies are skyrocketing. Bailout monies are being . . .
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March 30, 2009 02:31 PM EDT --
There are many ways for middle class income earners ($50K to $150K) to receive tax deductions and tax credits for the tax year 2009. Here are just a few ideas:
1. Increasing 401(k) deductions if . . .
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April 06, 2009 09:58 PM EDT --
In the past months and years, there has been a significant growth in the number of scams, rip-offs, and Ponzi-schemes. These things are not new. These scammers have started to take advantage of consumers . . .
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July 22, 2009 09:12 AM EDT --
In my last survey, I asked if the economy is improving or sinking. In this survey, I am asking if YOUR financial situation is improving or sinking. This is an entirely a different question . . .
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September 20, 2009 03:40 PM EDT --
We shop a lot at Walmart for years for several reasons:
Our local Walmart store is close by, and is located between my home and office
We always found better values at Walmart on . . .
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