Tag: saving
member name: Jeff S.
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July 15, 2009 09:19 AM EDT --
Question: Are you surviving or sinking financially ?
Financial survival as I defined it is: ability to increase your net worth in the positive direction.
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November 24, 2009 02:18 PM EST --
Q: "Why should I invest in my company 401(k) plan? I don’t think I can afford to"
A: If your employer is offering you 401(k) retirement plan with a company match, it would be wise to . . .
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November 25, 2009 09:04 AM EST --
(Repeat of my post in January 2009)
Summary: Pursuing a $45,000 a year job for the second wage earner nets only about $18,000 more in actual disposable income (41% of the gross income). . . .
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July 22, 2009 09:12 AM EDT --
In my last survey, I asked if the economy is improving or sinking. In this survey, I am asking if YOUR financial situation is improving or sinking. This is an entirely a different question . . .
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September 20, 2009 03:40 PM EDT --
We shop a lot at Walmart for years for several reasons:
Our local Walmart store is close by, and is located between my home and office
We always found better values at Walmart on . . .
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December 09, 2008 07:47 AM EST --
Lately I am reading a lot of advertising disguised as innocent articles leading you to buy something or acquire a service on gather.com. Some of them are innocuous and at a minimal cost (a buck . . .
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December 14, 2008 06:10 PM EST --
Hard economic times are spreading like plague. Many families are suffering for all sorts of reasons:
Some were already living a paycheck to paycheck existence
Some lost employment or . . .
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February 04, 2009 11:03 PM EST --
I am always amazed that some people don't appreciate the effect of compounding interest on small things . This idea is a repeat of a post from 2 months ago.
Example 1 - Two people are used . . .
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June 30, 2009 12:37 PM EDT --
You've read this story to your kids when they were young. With the economy in recession, how would you classify yourself as a hare or a tortoise in your financial behavior?
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July 21, 2009 10:15 AM EDT --
Some economists are already predicting that recession will be over by this fall (October 2009). Some are already claiming that we are in the recovery mode. Even Mr. Bernanke's message is “guardedly . . .
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September 29, 2009 01:58 PM EDT --
INVEST IN LOTTERY - NOT!
Last time, I talked about becoming a multi-millionaire – if you are young. I received some e-mails asking what I would recommend if you’re not 19 years . . .
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October 01, 2009 01:23 PM EDT --
Many people close to retirement ponder how to take distribution on their 401(k) or traditional IRA. Often at the advice of their financial advisers, they cash out the entire retirement fund in a lump . . .
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November 23, 2009 05:29 PM EST --
Rather than dealing with penny and nickel earnings and savings, I suggest much bigger saving ideas which can save you thousands of dollars in just a few minutes. Let me cite a few examples of such . . .
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November 15, 2008 12:52 PM EST --
Admit now that you have a golf set that you haven't touched for two years.
Or… you have that dress that you meant to fit into after reducing 15 pounds, which you just couldn't lose. . . .
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December 29, 2008 05:00 PM EST --
Savings bonds: About 41 million U.S. saving bonds have matured and are no longer earning interest. If you have EE Saving bonds older than Dec 1978, they are no longer earning any interest. . . .
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December 22, 2008 01:18 PM EST --
You promised yourself to eat less and exercise more, and spend less and save more. Tax is one big expense for most of us. Now is the time to start thinking ahead to reduce your income tax hit for 2009. . . .
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December 06, 2008 04:33 PM EST --
Some people are living in an uncertain financial world these days, and we don't know where the economy will be next year. But if we have financial goals, this is the appropriate time of year . . .
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December 06, 2008 04:47 PM EST --
Monthly savings in gas expenses when the price drops from $4.00/gal to $1.50/gal.
Miles are annual mileage, and MPG is combined average miles per gallon.
Miles/MPG
12
16
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February 08, 2009 11:35 AM EST --
The premise here is that if you receive a big tax refund each year, you don't want to let IRS hang on to YOUR money with no interest being paid out to you!
Can you think of good ways to use . . .
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June 25, 2009 12:40 PM EDT --
This is one pet peeve that drives me nuts. It always amazes me that some people invest (real estate, precious metals, cars, stocks, bonds, etc.) at high point and then sell it when the price . . .
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