Tag: savings
member name: Jeff S.
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November 04, 2008 02:13 PM EST --
Statistics on Personal Finance (these data are few years old)
• According to the Wall Street Journal nearly 70% of consumers live paycheck to paycheck
• A Marist Institute . . .
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June 23, 2009 04:11 PM EDT --
People have easier time becoming poorer than becoming wealthy in this country. So this is a list of what NOT to do if you want to build your wealth. One obvious way to becoming wealthy . . .
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October 05, 2009 02:07 PM EDT --
We already know about $8,000 first-time home buyer’s credit, $3,500 credit for Cash for Clunkers, Credit for elderly and disabled, dependent care tax credit that save you thousands of dollars . . .
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October 21, 2009 01:34 PM EDT --
It’s a bad day when you experience these life lessons/crises:
But you should expect them once in a while to:
See a reduction in annual income
Be short on (emergency) . . .
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November 30, 2009 01:38 PM EST --
Continued from Personal Finance Topic #105 - Reckless Credit Card Marketing
(Summary: Credit card companies have been out-of-control with excessive fees, huge late penalties, and rampant . . .
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November 09, 2008 03:31 PM EST --
I’d like to impart to you some of my financial wisdom (also known as common sense) I accumulated over the last 5 years here in a nutshell.
(Let me know if you have really good ideas)
Pay . . .
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December 06, 2008 09:06 AM EST --
These concepts are easy to grasp, but most Americans can't follow.
Spend less than you make
Save up for a rainy day
Don’t borrow
Invest in things that go up in value (education, . . .
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November 27, 2009 09:23 PM EST --
(Summary: If a young couple wants to become a millionaire, it’s not difficult if you follow the plan below)
Case 1: You are married with a young child, living in a $180K house with . . .
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November 10, 2008 08:53 PM EST --
I read a statistics that mentioned that 70 percent of all the airline miles are never redeemed.
I'm not complaining the fact that I used to accumulate airline miles, and we went places. . . .
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November 11, 2008 07:28 AM EST --
Many Obama fans voted for him, expecting that he will solve many of our financial and social ills. Well, I hate to disappoint you, but he will hardly make a dent in the huge tidal wave of problem plaguing . . .
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November 23, 2008 06:35 AM EST --
Federal Insurance Contributions Act taxes (FICA - Social Security and Medicare) and income tax are two very expensive budget items for most wage earners. But worse still, when you retire, you may . . .
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November 30, 2008 05:45 PM EST --
Sorry, the title was only an attention getter. Please don't send me hate mail.
But now that I got your attention, I really want to know what drives people to spend hours and hours of . . .
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February 02, 2009 03:28 PM EST --
Since the start of America's financial crisis in mid 2007, we have been hearing lots of negative reports on the state of our country's economy. Here is a small but still a good news to . . .
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August 01, 2009 04:28 PM EDT --
Compared to how you lived your financial life 2 to 3 years ago, are you:
Maintaining the same lifestyle or
Have you started changing your financial life?
In the beginning . . .
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November 10, 2008 11:47 AM EST --
The State of Financial Literacy in America
In a nation where nearly a third of high school seniors already use a credit card, a higher proportion have an ATM card, and more than 1.5 million families . . .
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December 06, 2008 09:36 AM EST --
I realize that many people are living on the financial edge, and it is becoming harder to find spare change. I would like to offer a new way of thinking (it's really ancient ways) about your personal . . .
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December 06, 2008 09:59 AM EST --
I am listing here some predictions - no I don't have a crystal ball, but I have lived a few decades, and have seen the cycles that brought us here.
Gas prices : The low gas price now will cause . . .
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March 08, 2009 03:24 PM EDT --
A recent episode of "This American Life - The Bad Bank" on 2/27/2009 illustrated a fundamental cause of the current economic turmoil. Banks have been accused of severe misbehavior in . . .
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November 12, 2009 04:56 PM EST --
Continued from "Jeff's Editorial #91"
The readers of my posts know that I focus on helping and protecting consumers (you and me) against the entities that try to take (or even steal) your hard . . .
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November 21, 2008 06:41 AM EST --
Here is a short checklist of actions you can take to prepare yourself for a comfortable retirement life geared to age groups. The key here is to stop procrastinating and to start planning for your retirement . . .
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