Tag: spending
member name: Jeff S.
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December 21, 2008 01:50 PM EST --
My expectation of our elected government officials has been battered so much in the recent years that I no longer anticipate methodical, intelligent, and wise steps to surface in order to solve our country's . . .
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November 01, 2009 04:05 PM EST --
On my last post, "Jeff's Stupid Topic #23 – Coffee, Tea, or $4million tax-free?" I explained that by investing $100 a month in a mutual fund yielding 12% rate inside Roth IRA and increase contribution . . .
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November 02, 2009 02:07 PM EST --
Some consumers have large credit card bills, and they should be paid back if they have the money. If you don't, expect calls from the credit card collectors. There are abusive tactics . . .
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June 23, 2009 04:11 PM EDT --
People have easier time becoming poorer than becoming wealthy in this country. So this is a list of what NOT to do if you want to build your wealth. One obvious way to becoming wealthy . . .
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June 30, 2009 12:37 PM EDT --
You've read this story to your kids when they were young. With the economy in recession, how would you classify yourself as a hare or a tortoise in your financial behavior?
. . .
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October 21, 2009 01:34 PM EDT --
It’s a bad day when you experience these life lessons/crises:
But you should expect them once in a while to:
See a reduction in annual income
Be short on (emergency) . . .
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October 27, 2009 02:22 PM EDT --
When buying a car, the most frequently asked question is “How much down?” Is your answer 50%, 20% or zero? The more appropriate answer might be “How much?” or “How much . . .
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November 23, 2009 05:29 PM EST --
Rather than dealing with penny and nickel earnings and savings, I suggest much bigger saving ideas which can save you thousands of dollars in just a few minutes. Let me cite a few examples of such . . .
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November 05, 2008 10:14 PM EST --
The idea of debt CONsolidation is to get you a lower payment. This sounds good on the surface, but there are only two ways to get a lower payment – either lower the interest rate or lengthen . . .
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November 06, 2008 08:24 PM EST --
With the recession coming, we need to save more, spend wisely, and tighten our belts. Here are some suggestions you can use to help your personal finance survive the financial storm. . . .
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November 10, 2008 08:53 PM EST --
I read a statistics that mentioned that 70 percent of all the airline miles are never redeemed.
I'm not complaining the fact that I used to accumulate airline miles, and we went places. . . .
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December 06, 2008 04:33 PM EST --
Some people are living in an uncertain financial world these days, and we don't know where the economy will be next year. But if we have financial goals, this is the appropriate time of year . . .
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October 30, 2009 08:56 AM EDT --
We all know that paying the minimum monthly payment on a credit card is one of the worst things you can do to your pocket book. And yet millions of credit card holders do that with one or more credit . . .
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October 29, 2008 09:54 PM EDT --
A. If you were to buy: A new car at $26,000 ; 5 years at 6%; payment of $458, value after 6 years is $6,000
B. Or we could instead: Buy a 5 year old used car at $7,000 ; at 6%; payment . . .
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November 08, 2008 08:44 AM EST --
The definition of insanity is doing the same thing over and over again and expecting different results. Few more examples of insane financial practices include:
Home-equity loan in the future . . .
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November 10, 2008 11:47 AM EST --
The State of Financial Literacy in America
In a nation where nearly a third of high school seniors already use a credit card, a higher proportion have an ATM card, and more than 1.5 million families . . .
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November 11, 2008 06:45 AM EST --
Every Sunday we get a bunch of Sunday supplements in the paper telling us to buy big things (like furniture, appliance, home improvement, etc., etc.) with 90 days,12, 24, or 36 months same as cash financing, . . .
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June 22, 2009 01:48 PM EDT --
There are many business transactions that we face each day, too many to count if you add them all up over your life time. But I will list here top 7 financial transactions that are very . . .
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November 02, 2009 08:20 PM EST --
This is what I think these generous, kind-hearted, and loving credit card companies will morph into after the new credit card laws are put into place on Feb 10, 2010:
Your credit card companies . . .
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November 20, 2009 11:37 AM EST --
I talked about this topic before, but the number still astounds me. This is an example of compounding interest and opportunity cost that can easily get lost in the noise because consumers . . .
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